Ira Limits 2024 Contributions Over 50. For both traditional and roth iras, you can contribute up to $7,000 for 2025, the same amount as in 2024. The roth ira contribution limit for 2024 is $7,000 for those under 50,.
But you must have enough earned income to cover the contribution. Get information about ira contributions and claiming a deduction on your individual federal income tax return for the amount you contributed to your ira.